Search
× Search

Publications

Can You Exceed An Estimate By More Than 10%?

There is a widely held belief that when you give a client an estimate of the likely total cost of the project, you can’t end up charging any more than 10% above that estimate.

  • 10 December 2013
  • Author: Geoff Hardy
  • Number of views: 3730
  • 0 Comments
Can You Exceed An Estimate By More Than 10%?
That is rubbish. But it pays to tread carefully when giving an estimate, so these are the rules you should follow.

The PPSA Continues To Catch Out The Unwary

As lawyers, we are all familiar with the personal property securities regime that has been a feature of the legal landscape since the Personal Property Securities Act 1999 came into force.

  • 13 September 2013
  • Author: Geoff Hardy
  • Number of views: 2180
  • 0 Comments
The PPSA Continues To Catch Out The Unwary
Unfortunately that familiarity is not as widespread throughout the commercial sector. Financiers and traders that habitually sell valuable items on credit are well versed in the proper procedures to follow under the legislation, even if they might not fully understand the rationale. Those that are not as well versed, are the people who very rarely have cause to rely on the PPSA, and as a result they can occasionally be caught out badly.

What you need to know about travel insurance

Most complainants were unsuccessful because they were caught out by the fine print in the policy.

  • 13 December 2012
  • Author: Geoff Hardy
  • Number of views: 2014
  • 0 Comments
What you need to know about travel insurance
The New Zealand Herald recently reported that dispute-resolution company Financial Services Complaints Ltd had experienced a five-fold increase in complaints about travel insurance over the past year, and that two thirds of the insurance complaints they handled concerned travel insurance claims that were declined.

Are Extended Warranties Worth The Money?

In New Zealand, a National Consumer Survey conducted in 2009 found that two thirds of New Zealanders were not aware that they already have much the same rights (for free) under the Consumer Guarantees Act 1993.

  • 2 September 2011
  • Author: Geoff Hardy
  • Number of views: 1829
  • 0 Comments
Are Extended Warranties Worth The Money?
The other day I bought a 22” LCD flat screen TV. The prices that were quoted by the major appliance retailers in Auckland for this particular model ranged from $399 to $499. The sales assistant didn’t mention any manufacturer’s warranty, but he asked me whether I wanted an extended warranty, which I declined. That’s because I already know what my rights are, and it’s easy for me to enforce them.

Why You Should Insure Your Building Project

There are some risks that, if they actually materialised, could bankrupt you, or at the very least set you back for a very long time.

  • 22 July 2010
  • Author: Geoff Hardy
  • Number of views: 1487
  • 0 Comments
Why You Should Insure Your Building Project

Things like your house burning down, or burglars cleaning out all your worldly possessions, or your boat hitting a submerged reef, or the family car coming off second best in a collision with an immovable object. 

Warranties can be a Double-Edged Sword

In a previous newsletter I wrote about what happens when the warranty runs out.

  • 5 May 2010
  • Author: Geoff Hardy
  • Number of views: 2153
  • 0 Comments
Warranties can be a Double-Edged Sword

I explained that a warranty is essentially a right to take something back if it breaks down, no questions asked, and have it repaired or get a new one. It is a common misconception that when a warranty expires, or when there is no warranty at all, then the customer has no rights. In fact, warranties are just additional or “bonus” rights, that run in parallel with the rights given to the customer by the law. The customer can enforce those underlying legal rights against the supplier regardless of whether there is a warranty or not.

What Happens When The Warranty Runs Out?

When you think of a warranty, you think of something a retailer offers his customers when they buy a new car or washing machine.

  • 6 April 2010
  • Author: Geoff Hardy
  • Number of views: 1975
  • 0 Comments
What Happens When The Warranty Runs Out?

That is, a right to take the thing back if it breaks down, no questions asked, and have it repaired or get a new one. This right usually only lasts for a specified period of say 2, 3 or 5 years. The car or washing machine usually breaks down the week after that period expires. But be that as it may.

Watch Out For The New Property Sale & Purchase Agreement

In recent times there has been a trend towards writing contracts and other legal documents in what is commonly called “plain English”.

  • 21 August 2009
  • Author: Geoff Hardy
  • Number of views: 1656
  • 0 Comments
Watch Out For The New Property Sale & Purchase Agreement
That means, wording that can be easily understood by the average person, without any of the legalese, jargon or gobbledygook that legal documents are traditionally written in. 

If You Buy A Home Knowing It Leaks, Can You Still Sue?

A recent decision of the Weathertight Homes Tribunal in a case known as Tabram v Slater has stirred up some controversy.

  • 21 May 2009
  • Author: Geoff Hardy
  • Number of views: 1317
  • 0 Comments
If You Buy A Home Knowing It Leaks, Can You Still Sue?

This was a leaky home case where the current owners (the Tabrams) claimed against the builders and previous owners (the Slaters) and the designer. 

The Days Of Unconditional Credit Are Numbered

Anyone from the baby boomer generation like me will know that ethics and morality aren’t what they used to be.

  • 27 August 2008
  • Author: Geoff Hardy
  • Number of views: 1484
  • 0 Comments
The Days Of Unconditional Credit Are Numbered
My parents’ generation were by and large honest, considerate, respectful, polite, and law-abiding – and some would say too homogenous as a result.
RSS

Search



Contact Us

Physical Address

6th Floor

Wherescape Towers
Corner Wyndham and Albert Streets
Auckland

Telephone: +64 (9) 970 9569
Facsimile: +64 (9) 379 0504

Auckland Postal Address

P O Box 630

Shortland Street
Auckland

Madison Hardy Building

Email Us

Geoff Hardy: geoff@martellimckegg.co.nz
Meika McHardy: meika@martellimckegg.co.nz
Sue Hardy: sue@madisonhardy.com

Hours of Operation

Monday - Friday 08:30 a.m. - 06:00 p.m.

Closed Saturday and Sunday

Find Us

Terms Of UsePrivacy StatementCopyright 2019 by Madison Hardy